• It is the best investment plan for girl child in India Initiated by the Indian government to promote savings for girl children.

• The account opens at any post office until the child turns 10.

• Minimum deposit: Rs. 1000; Maximum deposit: Rs. 1.5 Lakh annually.

• Deposits are allowed until the girl reaches 14, with a 21-year maturity period.

• Annual interest rate: 8.6%, compounded yearly.

• Partial withdrawals are permitted after the child turns 18.

• Non-depreciating nature makes gold an excellent hedge against inflation.

• Physical forms like jewelry and coins are popular, but digital options are gaining traction.

• Digital alternatives include Gold ETFs, SGBs, and gold mutual funds.

• Safer digital investments as they incur no storage or security costs, eliminating wastage charges.

• Digital gold is more liquid; ETF or mutual fund units can be sold on the stock exchange.

• Gold serves as a perfect hedge against equity, especially during market volatility.Surat Investment

• Parents opt for ETFs, E-Gold, or gold mutual funds over physical gold to reduce storage risks.

• Gold proves a steady, long-term investment, combating inflation forces.

• Offers high liquidity and can be tapped for a child's future expenses.

• Acts as a reliable asset to cash in on when needed, ensuring financial stability.

• Mutual funds pose risks but offer high returns, making them popular for children's investments.

• Two primary investment options: lump sum payments or Systematic Investment Plans (SIP).

• SIP deducts a fixed amount monthly, invested in a professionally managed mutual fund, providing a disciplined investment approach.

• Specialized mutual fund plans are designed for children, often hybrid, with varying equity and debt allocations based on risk tolerance.

• Widely recognized as one of the superb investment options for kids due to potential returns and flexibility.

• Equity mutual funds stand out in Children's Investment Plans thanks to their 10-15-year timeframe.

• Equities historically generate annual returns of 12% to 15%, highlighting their potential for substantial growth over time.

• Mutual funds offer diverse investment methods suitable for various risk appetites.Surat Wealth Management

• Equity funds, with their track record, provide a perfect option for parents looking to secure their children's financial future.

• This is another best investment plan for child future for parents seeking low-risk investment options.

• Recurring deposits in banks and post offices boast peak interest rates.

• Example: Rs. 1000 monthly investment can yield Rs. 2 Lakhs in 10 years.

• Indian post office website offers a tool for checking expected returns based on monthly investments.

• A secure method to accumulate a corpus for your child's future without risk.

• If you need a long-term investment plan, select PPF, where the capital will be locked for 15 years.

• You can invest around 1 Lakh annually with an 8.75% interest rate.

• It can be opened via Post Offices or banks.

• A National Savings Certificate is the best method to save for your child's education or future.

• The funds in NSC are locked for 5 years; you can reinvest them when it matures.

• Certificates can be purchased with as little as Rs. 100.

• Investments up to Rs. 1 Lakh yearly qualify for IT rebate under Section 80C of the Income Tax Act.

• FDs offer safety and high returns, suitable for long-term child investments.

• Involves minimal risk with an interest rate unaffected by market fluctuations.

• Almost all banks provide FD and RD schemes for children, some with insurance cover.

• RDs involve regular small investments with fixed interest but may offer lower returns than FDs.

• There are many insurance policies tailored for children, these policies include life cover and death benefits.

• Policyholders pay regular premiums, with the invested amount compounding over time.

• At maturity, a lump sum is returned, aiding major expenses like education and marriage.

• Policies deliver tax benefits under various sections of the Income Tax Act 1961.

• All benefits, including death benefits and maturity amounts, are tax-free up to specific limits.

• The Public Provident Fund is a government best investment plan for child future where the rate of interest is declared quarterly.

• It delivers a higher rate of interest than FD or saving accounts with a maturity period of 15 years.

• It has a long lock-in period, making it a perfect tool for long-term children's savings.

• Mutual funds pose risks but offer high returns.

• Two ways to invest: lump sum payment or Systematic Investment Plan (SIP).

• SIP deducts a fixed amount monthly, invested in a managed mutual fund.

• Mutual funds have child-specific plans, often hybrid with equity and debt options.

• Allocation is customizable based on risk tolerance.

• Considered one of the best investments for kids, combining growth potential and risk management.